Cost to Hire Developer for Payment Gateway Integration in PHP

• By Jermain Trotman
• 04-04-2023
• Web Development

In this article, we will discuss how a developer can integrate a payment gateway in a PHP project. We will go through the steps needed to set up the payment gateway and the considerations to keep in mind while doing so. We'll also discuss the best practices to ensure a successful payment gateway integration. By the end of this article, you should have a good understanding of how to integrate a payment gateway into a PHP project.

Technology has transformed the world, and we all need smooth functioning payment gateways. It is estimated that 30% of world sales have been done in digital form. More and more merchants have created their online presence for their businesses. When you set up an online store using PHP, you’ll require a payment gateway in PHP to accept merchant payments. Moreover, if you are using BigCommerce, the application is already integrated with payment gateways like PayPal which is seamlessly built into it. On the other hand, the task becomes complex when you directly want to connect payment gateways to your website. If you are an expert developer in coding skills like PHP, Java, and C# you can watch tutorials and easily navigate steps in integrating the payment gateways of your choice.

In this blog, we will discuss the step for integrating payment gateways in PHP and how much the developer cost for payment gateway integration in PHP. Let’s talk quickly about PHP.

Quick brief about PHP

PHP is an all-purpose programming language used for website development. It’s been helpful for developers for a quite long time, it is a functional and object-oriented language. PHP is widely used for building dynamic and simple website applications. In the PHP source code payment gateways is a feature of several online stores at the current time. From PHP2.0 to PHP 8.1 this language came a long way.

Having a robust understanding of coding is absolutely essential when integrating a payment gateway into your website. You should anticipate a lot of trial and error before the code is released into the public domain, and that is why it is so important to have a knowledgeable PHP developer on your team who is experienced in payment gateway integration. With the right level of expertise, you can ensure that your integration process will be successful and that any potential disasters will be avoided, as well as save time by having a professional on your team who will be able to quickly identify and resolve any discrepancies or issues that may arise. Furthermore, having a skilled individual with the necessary experience on your side can help guide you through the process and make sure that your payment gateway integration is a success. Therefore, it is of utmost importance that you have a reliable and experienced developer on your team to help you get the job done efficiently and without any hiccups.

In the upcoming section, you will gain an understanding of how to effectively integrate a payment gateway with an online store, making use of the PHP programming language. This process can be quite complex and daunting for those who are unfamiliar with coding, but with the right guidance and resources, it can be done with relative ease. Through this process, you will be able to securely accept payments from customers and provide them with a safe and efficient payment experience.

Furthermore, with the added benefit of using PHP, you will be able to customize the payment gateway to best suit your needs.

How to integrate a Payment gateway with an online store using PHP?

Now, if you have chosen the optimal payment gateway service provider for your store, you need not worry about PHP payment integration as there are some simple steps you can take to ensure a successful integration. Firstly, make sure that the payment gateway you have selected is compatible with the PHP libraries you are using in your project. Secondly, you must ensure that you have all the necessary credentials, such as a valid API key and authentication details, in order to gain access to the payment gateway's services. Thirdly, once you have these essential pieces of information you can then begin to develop the code necessary to integrate the payment gateway with your store. Finally, always remember to test the integration thoroughly before launching it in production. By following these steps, you will be able to successfully integrate the payment gateway of your choice into your store.

Create an HTML form

Start the process by creating an HTML form that collects the customer’s payment source of information. It depends on the shopper to pay by debit cards, credit cards, UPI, e-wallets, and net banking. Moreover, online shopping offers full payment options so that they can easily pay for their purchases. Payment gateway integration in PHP should incorporate all such available options.

Create a token

Now, creating a token will transmit the encrypted data securely because customer financial data is critical and prone to cyber-attacks. This is why data security is the most crucial part when it comes to integrating a payment gateway in PHP. Utilizing the most popular database system like MySQL, which is used with PHP, can help ensure the highest level of security. Additionally, implementing the right security protocols and encrypting the transmitted data can help protect against cyber-attacks, ensuring the safety of customer financial data. Furthermore, regularly updating the security system and making sure the latest security patches are installed can help ensure the highest level of data security. All of these measures are essential for creating a safe and secure payment gateway with PHP.

Allow form submission with payment information

In this step, you’ll submit the form to the customer’s source bank with all the relevant data in order to gain the necessary approval. This form should contain all the essential information that the bank requires, such as account numbers, names, addresses, and any other details that the customer’s bank may need. Once the form is submitted, the bank will review the information carefully and make a decision about whether to approve or deny the request. Depending on the bank’s decision, you may need to submit additional documents or provide additional information before the bank will grant the approval. It is very important to provide all the necessary information, including any supporting documents, in order to receive the most timely response from the source bank. The bank's response time can vary depending on the amount of information you provide, so be sure to include all the needed details to ensure a prompt reply.

Validate and verify the charges

After the customer source bank has confirmed the transactions and the charges are validated and verified in the order process, you should consider hiring a skilled PHP developer as they can help to simplify this task with ease. PHP developers understand the intricacies of coding and are adept at troubleshooting problems that can arise during the process. They have the expertise to ensure the order process is completed with accuracy and efficiency, making the process smooth and easy. With their help, you can rest assured that the order process will be done right the first time, without the need for revisions or corrections.

Display the order status to the user

Now, regardless of whether the transaction is accepted or denied by the customer bank source, it is important to display the transaction status to the consumers. It is imperative to store payment details in the database, to ensure all data is securely stored and available for future reference. By doing this, customers can be assured that their data is being handled securely and with the highest degree of confidentiality.

Moreover, informing the customer of the outcome of their transaction is of utmost importance, as it provides them with a greater sense of security and trust in the process, enabling them to make informed decisions about their financial activities. Furthermore, it is beneficial for businesses to record any transaction failures, as this can help them identify common issues and take the necessary steps to rectify them so that future customers do not face the same problems.

Testing

The payment gateway integration is nearly completed, you can test this service before making it live for customers. Financial transactions require strong security all you have to consider the following points:

• Security of financial data of the user
• Transaction of the correct amount
• Transaction rejection and approval by the customer’s bank source
• Provision for refund or charge-back

We recommend you to hire dedicated PHP developer so that the developed program should be free from errors and bugs. And your payment gateway can adopt effective speed. Moreover, released this service only when you are satisfied with the test results.

If you are an expert developer you can, follow these steps and watch the tutorial guide and easily implement payment gateway integration in PHP.

What does the developer cost for payment gateway integration in PHP?

The building cost of payment gateway integration is quite costly. It depends on several factors, one can consider gateway development time, its maintenance, cutting-edge technology, PCI certification, and partnerships that directly affect the cost. In addition, many developers prefer using PHP because it is great for handling calculations, collecting user information, customer recognition, and one-click checkout.

The more features a payment gateway has, the higher the development cost will be. A minimum viable product (MVP) for a payment gateway can cost up to $150 to $250 per hour. Moreover, time is an additional resource that affects the cost.

However, building a payment aggregator from scratch will take six months to one year. The payment gateway integration in PHP must be higher than the services available on an e-commerce platform that provides ready solutions. On the other hand, tailor-made options are not the best possible options this is why a coding option is available for the business owner.

PHP developers in USA will cost more as compared to other Asian countries. PHP payment integration is a critical factor and needs to be done with extreme care. We cannot give you an exact amount of developer cost for digital payment gateway integration in PHP because the cost fluctuates.PHP payment gateway integration rate starts at 1.4%+ 20p.

It is best to use the PHP payment gateway solution if you have a smaller business. Because it's versatile and suitable for most online shopping carts and gives control over more server-side data collection, it offers enhanced security measures for data encryption that can be tailored to fit the needs of the business. It is also user-friendly and cost-effective, making it a great choice for businesses of any size. Additionally, it is easy to integrate with existing payment systems, allowing businesses to take advantage of their existing infrastructure. PHP payment gateways are also highly compatible with many third-party services, making it easy to create a complete, secure solution for businesses.

Conclusion

Many on-demand app development services use PHP as a backend for Android application development. If you are using a PHP payment gateway, there are several options but make sure you get a request quote from major providers to ensure that it’s a good deal. If you have the right set of team or expert developers you can easily handle the payment gateway on your own.

Overall, a payment gateway is beneficial in the long run because it will not only save you time but also help you in increasing revenue. In addition, there are alternative payment gateways that allow you to quickly set up the game without starting from scratch. You can choose source code-purchase and ready-to-use white-label payment gateways. It completely depends on you, all we can recommend is that choose wisely. If you have any doubts you can contact an expert PHP developer.